Financing
With Reliable Service Comes Reliable Financing
Reliable Air wants to help all San Marcos homeowners enjoy the benefits of high-efficiency equipment and high-quality HVAC service without worrying about the impact on your finances.
That's why we offer flexible financing options through Wells Fargo and Synchrony Financial, all with an easy application process. Both of our lenders cover all brands of equipment.
Learn more about our lenders and application process below:

Financing Lenders
Synchrony Financial
Get Started with Synchrony Financial
Synchrony Financial has over 89 years of experience serving 68.5+ million active customers. They aim to help give customers more time to pay for unexpected HVAC expenses and help you weather a home comfort crisis with budget-friendly financing solutions.
During a simple, hassle-free application process with fast credit decisions, you’ll be able to benefit from:
- Convenient monthly payments
- Exclusive promotional financing offers upon credit approval
- No monthly interest if paid in full within 18 months***
- 5.99% APR for 36 Months***
- 9.99% APR for up to 132 Months***
*Subject to terms and conditions
Wells Fargo Home Projects Credit Card
Reliable Air and Wells Fargo have partnered to provide you with a Wells Fargo Home Projects Credit Card to help you pay for your HVAC installation.
As a cardholder, you’ll have access to easy and quick credit decisions, a revolving credit line, and the power to purchase your air conditioner or heater the same day of approval.
You’ll also enjoy other benefits year-round, including:
- Special promotional offers where available
- Convenient monthly payments that fit your budget
- Easy-to-use online account management and bill payment options
- Competitive interest rates
How To Apply for Financing With Reliable Air
- Schedule a free in-home heating or cooling consultation to get an installation quote.
- Talk to your Reliable Air technician about financing options. They'll walk you through the process and make sure you get a plan that works for your HVAC needs and budget.

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"Their technicians are amazing and wonderful staff."
Our system stopped cooling and reliable was quick to respond. They easily diagnosed the issue and took care of it immediately. Our safe T sensor kept tripping they cleaned the drain and fixed the sensor.- Erik G. -
"Technician JW called ahead of arrival and was on time."
JW quickly ID the problem and explained what was happening and what needed to be done. He was personable and completed the job w/o delay.- Travis H. -
"The installation came with a 10 year parts and maintenance, so this is all being done free of charge."
We used them to install a brand new a/c unit about 4 years ago and just had our first issue with it this week. I called yesterday, and they had someone out first thing this morning to fix it.- Dave N. -
"When Edgar arrived he was polite and courteous. He explained what he was going to complete the diagnostics first."
He then explained what needed to be done and made sure I understood. It was very appreciated that he gave me time to decide on my repair because it was going to cost a bit of money.- Esther T. -
"Wonderful customer service on top of always being available day and night."
Shout out Cheryl and Juan for the great experience! The entire team is on top of it!- Bryn L. -
"This company is by far the best company you can ever find. They have been helping us off and on for over a year."
There was no pressure - no salesy pitch - and they continued to help us even though they knew our system was old and needed to be upgraded. They would come late in the day if needs be, and worked around our schedule- Susan & Blake -
"Thanks again for the great service!"
Geoff came to fix our toilet that's been acting up for a couple of weeks now. He did a great job and was very professional. He was very kind and helpful.- Michelle M. -
"Reliable Air is dependable and trustworthy."
JW came out on time and did a good job of tuning up my heat pump.- Joe V.