Financing
With Reliable Service Comes Reliable Financing
Reliable Air wants to help all San Marcos homeowners enjoy the benefits of high-efficiency equipment and high-quality HVAC service without worrying about the impact on your finances.
That's why we offer flexible financing options through Wells Fargo and Synchrony Financial, all with an easy application process. Both of our lenders cover all brands of equipment.
Learn more about our lenders and application process below:

Financing Lenders
Synchrony Financial
Get Started with Synchrony Financial
Synchrony Financial has over 89 years of experience serving 68.5+ million active customers. They aim to help give customers more time to pay for unexpected HVAC expenses and help you weather a home comfort crisis with budget-friendly financing solutions.
During a simple, hassle-free application process with fast credit decisions, you’ll be able to benefit from:
- Convenient monthly payments
- Exclusive promotional financing offers upon credit approval
- No monthly interest if paid in full within 18 months***
- 5.99% APR for 36 Months***
- 9.99% APR for up to 132 Months***
*Subject to terms and conditions
Wells Fargo Home Projects Credit Card
Reliable Air and Wells Fargo have partnered to provide you with a Wells Fargo Home Projects Credit Card to help you pay for your HVAC installation.
As a cardholder, you’ll have access to easy and quick credit decisions, a revolving credit line, and the power to purchase your air conditioner or heater the same day of approval.
You’ll also enjoy other benefits year-round, including:
- Special promotional offers where available
- Convenient monthly payments that fit your budget
- Easy-to-use online account management and bill payment options
- Competitive interest rates
How To Apply for Financing With Reliable Air
- Schedule a free in-home heating or cooling consultation to get an installation quote.
- Talk to your Reliable Air technician about financing options. They'll walk you through the process and make sure you get a plan that works for your HVAC needs and budget.

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"I am very happy with the professional informative technicians and office people at Reliable Air."
I HIGHLY recommend this San Marcos company who now does plumbing. Today they installed my new water softener and I am very happy with their service.- Lisa R. -
"Tom was very honest, informative and professional."
I would definitely recommend this company to anyone.- Daveed O. -
"Wonderful customer service on top of always being available day and night."
Shout out Cheryl and Juan for the great experience! The entire team is on top of it!- Bryn L. -
"They will mail you a reminder that it’s time to have it done again and that is very helpful."
Reliable Air off always does an excellent job of kit cleaning and servicing my air conditioner and heater.- Connie D. -
"These guys went above and beyond to help me."
They walked us through each issue and had us up and running inside of 2 hours. Amazing.- Emily H. -
"I highly recommend Reliable Air for any HVAC needs."
JW was the technician that serviced my HVAC unit. He was on time and professional.- Joseph M. -
"So thankful they could help us today during this unseasonably hot time."
Second time we've used Reliable Air. Andrew was on-time and professional.- Robert G. -
"I highly recommend them!"
The guys were very professional and I was expecting them to come between 2-4 and they actually came sooner and the guys did a great job and hardly any mess what’s so ever!- J.L. D.