Financing
With Reliable Service Comes Reliable Financing
Reliable Air wants to help all San Marcos homeowners enjoy the benefits of high-efficiency equipment and high-quality HVAC service without worrying about the impact on your finances.
That's why we offer flexible financing options through Wells Fargo and Synchrony Financial, all with an easy application process. Both of our lenders cover all brands of equipment.
Learn more about our lenders and application process below:

Financing Lenders
Synchrony Financial
Get Started with Synchrony Financial
Synchrony Financial has over 89 years of experience serving 68.5+ million active customers. They aim to help give customers more time to pay for unexpected HVAC expenses and help you weather a home comfort crisis with budget-friendly financing solutions.
During a simple, hassle-free application process with fast credit decisions, you’ll be able to benefit from:
- Convenient monthly payments
- Exclusive promotional financing offers upon credit approval
- No monthly interest if paid in full within 18 months***
- 5.99% APR for 36 Months***
- 9.99% APR for up to 132 Months***
*Subject to terms and conditions
Wells Fargo Home Projects Credit Card
Reliable Air and Wells Fargo have partnered to provide you with a Wells Fargo Home Projects Credit Card to help you pay for your HVAC installation.
As a cardholder, you’ll have access to easy and quick credit decisions, a revolving credit line, and the power to purchase your air conditioner or heater the same day of approval.
You’ll also enjoy other benefits year-round, including:
- Special promotional offers where available
- Convenient monthly payments that fit your budget
- Easy-to-use online account management and bill payment options
- Competitive interest rates
How To Apply for Financing With Reliable Air
- Schedule a free in-home heating or cooling consultation to get an installation quote.
- Talk to your Reliable Air technician about financing options. They'll walk you through the process and make sure you get a plan that works for your HVAC needs and budget.

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"I was happy with the service so I went ahead and got on their 2 year plan for maintenance."
He was thorough in taking all the things apart to inspect and clean, and was prepared for all the minor repairs and that needed to be done. It took about 45 minutes or so and it was all done!- Candice R. -
"I am super grateful."
Andy was extremely polite, helpful, and transparent. Reliable Air was able to accommodate my crazy work schedule to service my a/c unit.- Jennifer S. -
"Thanks again for the great service!"
Geoff came to fix our toilet that's been acting up for a couple of weeks now. He did a great job and was very professional. He was very kind and helpful.- Michelle M. -
"Technician JW called ahead of arrival and was on time."
JW quickly ID the problem and explained what was happening and what needed to be done. He was personable and completed the job w/o delay.- Travis H. -
"I highly recommend them!"
The guys were very professional and I was expecting them to come between 2-4 and they actually came sooner and the guys did a great job and hardly any mess what’s so ever!- J.L. D. -
"3 years of frustration cured in under an hour!"
They were able to diagnose the root cause and fix an issue that had been a nagging problem ever since the HVAC was installed by another company.- Chance S. -
"When Edgar arrived he was polite and courteous. He explained what he was going to complete the diagnostics first."
He then explained what needed to be done and made sure I understood. It was very appreciated that he gave me time to decide on my repair because it was going to cost a bit of money.- Esther T. -
"Reliable Air is dependable and trustworthy."
JW came out on time and did a good job of tuning up my heat pump.- Joe V.